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Florida law specifies that you should ask for certain information about the check writer.

You may also record this information on a check-cashing card application that you keep on file, giving your customers a check-cashing card with a specific number that you or your employees will write on the checks instead of all the information listed below.

It would still be a good idea, however, to ask for a picture ID even with the check-cashing card; this will cut down on the possibility of taking a forged or stolen check.

Worthless checks are either 1st-degree Misdemeanors or 3rd-degree Felonies under Florida law.

A 1st-degree Misdemeanor can mean up to one year in a County Jail and a $1,000 fine, while a 3rd-degree Felony can mean up to five years in a State Prison and a $5,000 fine.

This office handles worthless checks received in Polk, Highlands, and Hardee counties ONLY!

Do not contact us if this is not the correct jurisdiction. The Office of the State Attorney, 10th Judicial Circuit, prosecutes Worthless Checks and offers a Diversion Program for Worthless Check Offenders that can avoid resolution through the court system.

This does not prohibit you from requesting a credit card number and expiration date in lieu of a deposit to secure payment in the event of default, loss, damage or similar occurrence.

What are the Penalties for Passing a Worthless Check?

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